About Us

Conceived and developed by an ensemble of experienced designers, technologists, storytellers, and wealth management practitioners, Marstone offers a new breed of financial tools and investment solutions that are intuitive, useful, and relevant for everyone. We aim to enhance financial literacy, deepen financial inclusion, and humanize finance for all through our flexible, core-agnostic technology platform, Powered by Marstone. We innovate in collaboration and partnership with clients and vendors, big and small, enabling them to reach and engage every current and prospective client.

Our Team


Margaret Hartigan

Chief Executive Officer
and Founder

Inspired to help demystify finance for investors and enable institutions to better engage and retain clients, Margaret founded Marstone, a digital wealth platform available for financial institutions to white-label and offer to their clients.

Prior to starting Marstone, Margaret was a top quintile financial advisor for 10 years in the Global Wealth Management Group at Merrill Lynch, split between New York and San Francisco. A graduate of Brown University, Margaret is an active leader in the alumni and major development efforts at both Brown and Phillips Exeter Academy. She’s a member of the Milken FinTech Advisory Committee, and a former trustee of Sonoma Academy, in Santa Rosa, California.

Robert Stone

Chief Creative Officer
and Co-Founder

Robert has been a creative director and graphic designer in San Francisco for more than 30 years. He co-founded Stone Yamashita Partners (SYP), a design-focused consulting firm that helps leaders and their companies define and navigate strategic change, in 1994. Robert has worked within a broad range of industries to design product, culture, leadership, innovation, and brand experiences, for both corporate and consumer audiences.

His work has received awards in a number of design publications and organizations, including Communication Arts magazine, Print magazine, and AIGA. Robert’s BFA in graphic design is from the Art Center College of Design in Los Angeles, California.

Board of Directors


Peter S. Kraus
Chairman and CEO, Aperture Investors
Former Chairman and CEO, AllianceBernstein


Tracy Killoren Chadwell
Managing Partner, 1843 Capital
Former Partner, Baker Capital

Kristen Dickey
Former Managing Director, BlackRock
Former Head of Financial Institutions Group, BlackRock

Margaret J. Hartigan
CEO and Founder, Marstone Inc.
Inaugural Member, Milken Institute FinTech Advisory Committee

Michael Rafferty
CEO, Rafferty Holdings, LLC
Senior Fixed Income Trader, Merrill Lynch

Richard Wastcoat
Former CEO, Fidelity Funds Network
Former Managing Director, Fidelity International


Katherine Calvert
Chief Marketing Officer, Lithium Technologies
Former Chief Marketing Officer and SVP, Advent Technologies

Tom Freeman
Former Executive Vice President, SunTrust
Former Principal, KPMG

John Liftin
Former General Counsel and Managing Director, The D.E. Shaw Group
Former General Counsel and Vice Chairman, The Bank of New York Mellon

Seth Masters
Former CIO, AllianceBernstein - Bernstein Private Wealth Management

Kelsey Weaver
Founder, Empact Innovation
Former Publisher, Bank Director